Land transfer tax rates in Ontario – Updated in 2017
|Purchase price of home||Land title transfer fee||First-time homebuyer rebate|
|Up to and including $55,000||0.5%||Full tax rebate|
|$55,000.01 to $250,000.00||1.0%||Full tax rebate|
|$250,000.01 to $368,333||1.5%||Full tax rebate|
|$368,334 to $400,000.00||1.5%||$4,000 tax rebate|
|$400,000.00 to $2,000,000.00||2.0%||$4,000 tax rebate|
|Over $2,000,000.00||2.5%||$4,000 tax rebate|
Ontario land transfer tax rebate in Ontario
|Purchase price of home||Land title transfer tax||First-time home buyer rebate||Net tax payable|
First-time home buyer eligibility in Ontario
You must be a Canadian citizen or permanent resident of Canada.
You must occupy the home within 9 months of purchase.
Your spouse cannot have owned a home while being your spouse (but may be a previous home owner).
You must be 18 years or older.
You cannot have owned a home or interest in a home anywhere in the world.
If the home is newly constructed, it must be eligible for home warranty.
References & Notes
ROB YEO, Wyoming & Investing Lead
Meet The People We Have Helped!
Thank you for finding my dream home.
When I started getting serious about purchasing my first home, I had absolutely no game plan. I simply found houses that appealed to me on an online directory and direct messaged whoever the listing agent on that particular property was. That is how my journey with Rob Yeo began. I found a home online that… appeared to have everything I was hoping for; I sent the listing agent a direct message and met him later in the week for a scheduled viewing. While that particular home was not the right fit for me, I am so glad I scheduled that showing because it introduced me to what is now known as the best realtor I could have ever hoped to cross paths with. I am self-admittedly hard to please, with a long list of demands that came with next to no wiggle room. After my initial meeting with Rob at that first viewing I knew I couldn’t let him get away. He took the time to educate me, understand my personal wants and needs, he got to know myself and some of my family members, and took the time to establish a relationship with us that made us all feel at peace; comfortable, and like we were indefinitely in good hands. Rob was my realtor for what I assume he and I would both agree now felt like forever, and he willingly took me house to house and never wavered in his confidence to find me exactly what I was looking for. If my spirits were down, he lifted them. If you are searching for someone that will listen to your needs and concerns, that will instill a sense of trust and confidence in you, and will go to bat for you when the time comes, this is your guy! Rob and I faced many of the issues that buyers often face in the real estate market; falsely advertised homes, a few let downs, and finally bidding wars. Rob stood his ground and got the job done on multiple occasions and ultimately found me a home that was more than I could ever dream of and I owe it all to his hard work, dedication, and passion for his line of work. From the moment I met Rob I could tell that he genuinely wanted to see me happy and find me a place to call home. I can never properly repay or thank Rob for everything he has done for me and I would recommend him to absolutely anyone and everyone looking to buy or sell their home! Thank you Yeo Real Estate Group, you will be highly recommended for all the years to come. Read more “Taylor Ross”
Four years ago, we listed our home with Daniele Dunlop Yeo and Rob Yeo of Re/Max. It was so stress free and they guided us every step of the way. They worked extremely hard showing our home and it sold quickly. Now, we’re in another home they found for us. It was an experience we… dreaded but it turned out to be almost fun! Now we’re looking to upgrade and of course, we wouldn’t ever list with anybody else! Just an awesome, stress free experience. Thank you!! Read more “Kelly R.”
We are extremely happy with the Elevate Real Estate Team. Daniele explained every step of the process and answered all of our questions. She and her team were always available and their expertise made the experience of selling our home and purchasing another much less stressful. Our home sold within a week and far above… the asking price. I highly recommend Elevate Real Estate. Read more “Margaret Glover”
My husband and I had Rob from the Elevate Real Estate Team to be our realtor when moving to Sarnia. He is extremely knowledgeable about the Sarnia area and would tell us areas to stay away from or areas to try to buy a house in. He was always kind, friendly, and understanding of our… wants and needs in our new house. I highly recommend choosing Rob as your realtor in Sarnia, he is the best realtor in the area and will make sure you are well taken care of. Read more “Emma Foong”
They are very helpful, fast to respond to texts and emails and always willing to answer any questions. They will move heaven and earth to get you what you want. Loved working with them.
Kristen & Brett Steadman
Thanks so much for getting us into our new home & for selling our first home! You made that so easy for us & we couldn’t have done it without all your expertise in the market!
Pete, Daniele, and Rob were all amazing while trying to find a home in this crazy market. Highly recommend their team!
Thank you Elevate Team for helping us find a beautiful home. We highly recommend Elevate for your house hunting. Daniele was our agent and she was very patient and always available for showing houses, even on short notice. She understood our expectations very well and planned the house search accordingly which helped a lot in… our search. Read more “Dominic Jacob”
As a first time home buyer, Daniele took the time to go through all the details of each step of the home buying process. She was always on top of the market notifying me when new listing were coming up and she had good guidance on her assessment of the properties being viewed. Overall a… great experience! Read more “Christi Lambe”
As a first time home buyer, I was hesitant about the process of purchasing a home. I am very thankful to have had the opportunity to work with Rob Yeo from Re/Max and would highly recommend him as a sales representative. I have felt very supported since the beginning of this process and have greatly… appreciated Rob’s ongoing guidance. His professionalism, strong interpersonal skills and high attention to detail are assets to his position. Rob’s strong communication skills as well as his competent and dependable nature made purchasing my first home such a smooth and positive process. Thanks so much, Rob! Read more “Emma”
Cal & Brandy
A few years ago, I was relocated to Sarnia by my employer. I was given a small window of time for my wife and I to move to a new city, start a new job, and find a new home. This was also our first home buying experience and we had no knowledge of the… Sarnia area, real estate fees, lawyers etc. We began as most perspective buyers do, by visiting mls.ca to look for potential homes. We didn’t have a Real Estate Agent, so we started calling the listing agents of the homes we were interested in. Seeing we were against a tight deadline, we needed to start the process right away; however, every agent we had called was either unavailable, not returning our messages, or not taking our situation seriously. That all changed when we called Daniele Yeo! We first called her around 10pm on a Thursday night to inquire about one of her listings, fully expecting to be sent straight to voicemail, but to our surprise- she picked up. Daniele took the time that night to discuss the home that we were calling about and to get an understanding of our situation and what we were looking for. She knew all the right questions to ask and was able to pinpoint exactly what kinds of houses would suit our lifestyle best. Daniele took the time to answer all our questions; she was patient and incredibly kind during the call. Within a day, she had scheduled a showing for the house we originally called about, and four additional showings for our first day in Sarnia. As a first time home buyer, the excitement, nerves, finances, and stress of such a big purchase can be overwhelming. Daniele was an incredible guide; there was never a question she couldn’t answer and she always took the time to help us weigh all of our options. She personally showed us close to 20 homes over just a few days, and with her help we were able to find the perfect home for us. Working with Daniele and Rob Yeo was an amazing experience. If we ever decide to move in the future, our first call will be to them. Having trust in your real estate agent is essential to a successful buying experience. Daniele and Rob Yeo are agents that you can rely on. They are out to find you the best house for you and your personal situation. I encourage anyone thinking about buying a home contact Daniele and Rob, you’ll be happy you did. Read more “Cal & Brandy”
Peter Nassiokas and his team are great! If you want to have the best advice and support in the real estate business, don’t hesitate to contact them.
Noah & Ashley Glover
Rob helped us buy our first home and we could not be happier. He was there every step of the way, listened to our needs and found us our perfect home. Very easy to get along with and very knowledgeable. Thanks Rob!
Awesome! I used this word to Daniele to describe her and the services she provided and stand by them. Late one night I sent an email to Daniele about a listing we were interested in viewing. To my surprise, I received an immediate response back about that property. Our relationship with Daniele started that very… moment. Having been out of the real estate market for sometime, we were looking to find the perfect small home to suit our needs and budget. It was early spring and we wanted to be settled by summer, therefore, we were working within a short time frame. Daniele was quick to send us links so we could immediately start the process and by the next day we were on our way to view homes. In a short time we saw many homes but we kept going back to one in particular. She was very patient and set up additional viewings of this same house. Had we not, we would have skipped by the one we ultimately chose. Daniele was very patient with us, listening to our stories, concerns and our lists of needs and wants. From taking that time, she got a sense of exactly what we were looking for. Daniele’s clients come first. She really does care and focuses on them and their needs and is dedicated to finding that perfect home. She was professional during our showings and if we had questions about a property, she immediately contacted the seller’s agent so we could get our answer quickly. Daniele was available to us via email or text and we were never left waiting long for an answer. She was thorough, but not pushy and gave us time to digest all that we saw before making our final decision. When we made an offer, she gave it her all throughout the negotiations. She made a very personal, stressful experience a very rewarding one for us. Our experience with both Daniele and Rob was indeed a very positive one and we were so happy with their services. They are both very professional, efficient, knowledgeable and organized. Four great words to describe an awesome team who will do their very best for their clients. Thanks so very much! Read more “Eileen Vidler”
Max & Nicky
My wife and I had a bad experience with our last Realtor, so we were hesitant to trust one again. My wife spoke to Daniele on the phone in order to book a meeting with them, and immediately she had a good feeling about her. She was professional, and made my wife feel, through this… phone call, like she was serious about helping us sell our house. When we finally met, we knew we had made a good choice. Both Daniele and Rob were very professional. They told us what needed to be done, but listened to our concerns as well. Because we took their advice, our house sold in one day!! Because they had listened so well to what we were looking for in a new home, this also happened quickly for us, and we found our new home days after selling ours. We were very happy with their services, as they were enjoyable to work with, and we would recommend Rob and Daniele to anyone!! Thanks again guys!! Read more “Max & Nicky”
Rob and Daniele were great to deal with. Their knowledge, experience and hard work made what could be a stressful situation easier. I have worked with them in both buying and selling a house, and I would highly recommend them.
Rob & Danielle are fantastic! They’ve looked after me for both buying and selling homes and have been great to work with. They think of every detail and work hard to make things go smoothly for the client. Professional, friendly, great communication and a genuinely nice couple!
Peter E. Raco
Daniele applies the fundamentals it takes to win strong commercial real estate deals. I applaud the consistency and relentless efforts of the Elevate Team.
After interviewing three Real Estate Agents to handle the sale of my late parents home, I selected Daniele Dunlop-Yeo. She was very through when she initially toured and inspected the home and she presented a schedule of events that would need to take place before the home was to be listed on the market. In… addition to being professional, knowledgeable and friendly, Daniele was caring and put me at ease since this process was during a difficult time. Daniele had told us that she was always available for any questions or advice that we would need her for, and yes indeed she was. She remained in contact with us on a daily basis, sometimes numerous times a day providing advice, answering questions as well as providing support. If Daniele was not able to provide an answer immediately, she always got back to us the same day with the answers to our questions. I feel this is not just a career for Daniele, it is so much more. Daniele cares for her clients and makes sure that her clients are comfortable through the entire process. Not only would I recommend Daniele Dunlop-Yeo to everyone, but I would hire Daniele again in a heartbeat. She is what everyone needs in a Real Estate Agent. I cannot thank Daniele enough for all of her hard work, attention to details, professionalism, care and compassion. Read more “Terry Rattigan”
Narinder Pal Singh
Daniele is a professional and knows her job well. I was impressed from the very first meeting. She took time to listen to our needs, made notes and helped in analyzing the various options on hand. She is quick in responding to the queries and we never felt pressured at any time regarding making a… decision. She also connected us with a lawyer and mortgage professional, thus making the whole process smoother. Thanks Daniele ! Read more “Narinder Pal Singh”
Cheryl & Victor Kaunismaa
After cold calling several listing agents on an ad hoc basis, I got in touch with Rob, also randomly. Immediately, Rob Yeo stood out as being particularly attentive and enthusiastic. Just what does go into making a good agent, I wondered? To this point, Rob is very, very talented. He is smart as evidenced… by his planning, problem solving and attention to detail. These traits, in addition to finding Rob so approachable, are what made me ask him to work with my husband, Victor and I. For over two years now, we have been looking to buy. We were throwing out terms like cottage, summer home, retirement home. Victor and my plan for the future was still taking shape. Que Rob’s vast knowledge of real estate trends in a certain locale, fair market value, and benefits of local amenities. Rob has an excellent grasp of his product and can provide specific information on individual houses right down to the details. Our story is, we are a 4 person family all adult sized, with dogs and a cat, looking to upsize from our trailer. Rob patiently stayed in touch with us, always available but never pressuring. Now, in the end, we just purchased our home away from home. It is on a quiet street, with a suitable layout, on a huge lot and brimming with character. I believe that Rob represented our interests with much integrity when presenting our offer. What is it they say about real professionals making it look easy? I’ll close with a big, big ” thank you” to Rob and Daniele for making the process of home buying seem easy! It attests to your excellence! Read more “Cheryl & Victor Kaunismaa”
Rob and Danielle recently listed and sold a property for me in Sarnia. They looked after my needs and completed the transaction with professionalism and a true attention to detail. I received multiple quality offers and was very pleased with the results that Rob garnered.
I have had the pleasure to buy and sell properties through Daniele Dunlop Yeo. Daniele was always pleasant and readily available when in need. She was never in a hurry to discuss matters. She problem solved quickly and always provided feed-back. Daniele is a go getter. I was able to buy and sell my properties… in short period of time. What I appreciated most from Daniele is that she was always truthful and respectful about my wishes regarding pricing of my property , viewing properties, etc. She did not pressure me on anything against my wishes. Thank you, Daniele! Read more “Surabhi Patel”
This would be the second time we sold our house and the third time I bought – but this time I was buying on my own. Our house sold within a week but my purchase took much more work – multiple viewings and I was having financing difficulties. Rob was instrumental in putting me in… touch with a mortgage broker which allowed me to secure a mortgage for the home that my daughter and I had fallen in love with and is perfect for us. Rob always responded quickly and professionally and when time was of the essence, he drove out of his way to meet me so I could sign the paperwork – even while he was in the midst of moving himself and becoming a new dad to twins! He was committed to helping me find the right home and the right mortgage and I am forever grateful. I don’t plan on moving again, but if I do, I will definitely be contacting Rob! Thank you for everything! Read more “Sherry”
We were looking for a home on the Huron Coast as we are avid Kayakers and looking for a retirement home. My wife found Daniele Dunlop’s contact information and the search began. This wasn’t a quick process and Daniele was fantastic during our search. We randomly called her asking if we could see this house… on this day and every single time it happened as scheduled. The best part of this story is the house that we finally found and purchased is perfect for us and is in our dream location. We feel very fortunate and Daniele had a huge part in this whole process. Daniele is very professional and knows the real estate market, she sees potential and downside when expressing herself. Very honest which is a great quality. Read more “Phil Rideout”